ACORD Forms

ACORD 129: Vehicle Schedule

The ACORD 129 is the vehicle schedule: the overflow form for fleets. When a commercial auto submission has more vehicles than the main section form can hold, each additional unit gets a full entry on the 129.

What it is

It is built to ride along with the auto section forms: the ACORD 127 business auto section, the 128 garage and dealers section, the 132 truckers and motor carriers section, and the 143 transportation section. The parent form's remarks should note that a vehicle schedule is attached, so nobody quotes the short list.

When it's used

Fleet submissions where the vehicle blocks on the ACORD 127 or another auto section form run out.
Mid-term vehicle additions where the carrier wants full underwriting detail on each unit.
Remarketing a fleet account, where one clean, current schedule saves every carrier the same re-keying.

Section-by-section walkthrough

Identification

Agency, policy number, carrier, effective date, and named insured, matching the parent application the schedule travels with.

Watch for: A schedule with no policy or applicant reference. Loose schedules get separated from submissions.

Vehicle identification

Per vehicle: year, make, model, VIN, and body type.

Watch for: VIN typos. Every downstream system keys on the VIN, so one wrong character follows the vehicle around.

Vehicle type and classification

Whether each unit is private passenger, commercial, or special type, plus the rating and coverage symbols the carrier needs.

Garaging and registration

Where each vehicle is principally garaged and where it is registered. Garaging drives territory rating.

Watch for: Defaulting every unit to the main office address when vehicles live at branch locations or employees' homes.

Weight and use

Gross vehicle weight or combined weight for trucks, and the use class: commercial, retail, service, farm, pleasure, or for-hire.

Watch for: A use class that understates the exposure. A service-rated pickup running retail delivery routes is a misclassification, not a discount.

Coverages and deductibles

Which coverages apply to each vehicle, with deductibles where physical damage is requested. Not every unit needs every coverage; older units often skip comp and collision.

Premium

Per-vehicle premium entries, filled in by the carrier or rater rather than the agency in most cases.

In Relay

ACORD Generation is live in Relay. It drafts the ACORD 129 from the client record and the documents you already have, and a person reviews every field before anything goes out. See how →

Common errors

VINs that do not decode to the year, make, and model listed.
Garaging addresses copied from the mailing address instead of where units actually sit overnight.
Use classes that do not match the operations described on the ACORD 127.
No note in the parent form's remarks that a schedule is attached, so the carrier quotes only the vehicles on the section form.

Common questions

When do I need an ACORD 129 instead of just the ACORD 127?

Use the 129 whenever the fleet outgrows the vehicle blocks on the section form. It pairs with the ACORD 127, 128, 132, and 143. List the first vehicles on the section form, put the rest on the schedule, and note the attachment in remarks.

Does the ACORD 129 replace a carrier's own vehicle schedule?

Sometimes. Many carriers accept the 129 as the standard schedule. Others rate large fleets from a spreadsheet instead. Ask the underwriter which format they will actually work from before you build either.

Can Relay build a vehicle schedule?

Yes. ACORD Generation is live in Relay, and Document Parsing reads vehicle lists out of the spreadsheets, dec pages, and PDFs agencies already have. Relay drafts the schedule and a person reviews it before it goes out.

Part of the Relay ACORD form library. Updated 2026-07-11. See how we source content.

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