ACORD Forms
The ACORD form library, explained.
Section-by-section guides to the forms agency teams fill out every day: what goes where, what underwriters check, and the mistakes that stall a submission. These are guides, never reproductions. The forms themselves are ACORD's copyrighted property, accessed through your AMS or a forms license.
ACORD 24
Certificate of Property Insurance
A landlord, contract partner, or customer wants confirmation that the insured's property coverage is in force.
ACORD 25
Certificate of Liability Insurance
A client's customer, landlord, or general contractor requires proof of liability coverage before work starts or a lease signs.
ACORD 27
Evidence of Property Insurance
Mortgage closings and refinances, where the lender needs proof of homeowners or dwelling coverage with their mortgagee interest shown.
ACORD 28
Evidence of Commercial Property Insurance
Commercial mortgage closings and refinances, where the lender requires evidence with their mortgagee or lender's loss payable designation.
ACORD 30
Certificate of Garage Insurance
Landlords, lenders, and contract partners who need proof of an automotive risk's coverage.
ACORD 35
Cancellation Request / Policy Release
The insured sold the vehicle, building, or business, or is moving the account to another carrier.
ACORD 36
Agent/Broker of Record Change
Taking over an account mid-term without remarketing it. The policies stay where they are; the representation moves.
ACORD 37
Statement of No Loss
Reinstating a policy cancelled for nonpayment, the most common case.
ACORD 45
Additional Interest Schedule
Adding lenders, lessors, and other interested parties at new business when the application's own fields are full or missing.
ACORD 50
Insurance Identification Card
Issuing proof of insurance when a personal or commercial auto policy is bound or renewed, or when a vehicle is added or replaced.
ACORD 75
Insurance Binder
New business bound today, with the policy days or weeks from issuing, and the insured needs proof for a closing, a registration, or a contract.
ACORD 80
Homeowners Application
New homeowners, condo, or renters submissions where the market takes ACORD paper instead of its own portal application.
ACORD 82
Watercraft Application
New watercraft submissions: powerboats, sailboats, and personal watercraft written on a boat policy.
ACORD 83
Personal Umbrella Application
New personal umbrella or personal excess submissions.
ACORD 84
Dwelling Fire Application
Non-owner-occupied dwellings: rental properties, tenant-occupied homes, landlord policies.
ACORD 88
Personal Insurance Application (Applicant Information Section)
Personal lines submissions to markets that use ACORD's sectional application format.
ACORD 90
Personal Auto Application
Personal auto submissions where the carrier or market accepts ACORD paper instead of portal entry.
ACORD 125
Commercial Insurance Application
New commercial business submissions, paired with the line-specific ACORD forms for each coverage requested.
ACORD 126
Commercial General Liability Section
New commercial submissions that include general liability, attached to the ACORD 125.
ACORD 127
Business Auto Section
New commercial auto submissions, attached to the ACORD 125 and paired with the state's ACORD 137 for coverages and limits.
ACORD 129
Vehicle Schedule
Fleet submissions where the vehicle blocks on the ACORD 127 or another auto section form run out.
ACORD 130
Workers Compensation Application
New workers compensation submissions, monoline or as part of a package.
ACORD 131
Umbrella / Excess Section
New umbrella or excess liability submissions, attached to the ACORD 125.
ACORD 133
Workers Compensation Insurance Plan Assigned Risk Section
Workers comp submissions to a state assigned risk plan or WCIP after the voluntary market declines the account, always attached to a completed ACORD 130.
ACORD 137
Commercial Auto Coverages / Limits Section
Any commercial auto submission, paired with the ACORD 127 business auto section or the ACORD 132 truckers and motor carriers section.
ACORD 139
Statement of Values
New business property submissions where the account wants blanket or average rated coverage across multiple locations.
ACORD 140
Property Section
New commercial property submissions, attached to the ACORD 125, with a premises and building entry per location.
ACORD 141
Crime Section
Commercial submissions that include crime coverage: employee theft or dishonesty, forgery or alteration, computer fraud, or money and securities.
ACORD 143
Transportation Section
Motor truck cargo submissions for trucking operations hauling goods for others.
ACORD 146
Equipment Floater Section
Contractors equipment submissions for construction and trades accounts with owned or leased machinery.
ACORD 147
Installation/Builders Risk Section
Installation floaters for trade contractors: the HVAC, electrical, or plumbing sub insuring materials from the supplier through the finished install.
ACORD 148
Electronic Data Processing Section
Accounts whose operations ride on computer systems: medical practices with diagnostic equipment, design firms, any office where the servers matter more than the furniture.
ACORD 160
Business Owners Section
New BOP submissions, attached to a completed ACORD 125.
ACORD 175
Commercial Policy Change Request
Mid-term endorsement requests on commercial policies: coverages, limits, locations, vehicles, interests.
ACORD 185
Restaurant/Tavern Supplement
New business and remarketing submissions for restaurants, diners, fast food, family style spots, banquet halls, taverns, nightclubs, and bed and breakfast inns.
ACORD 186
Contractors Supplement
New business and remarketing general liability submissions for artisan and general contractors.
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