ACORD 143: Transportation Section
ACORD 143 is the Transportation Section. It organizes information about goods in transit and the applicant's role, such as a shipper or a motor carrier.
What it is
ACORD 143 is the Transportation Section. It organizes information about goods in transit and the applicant's role, such as a shipper or a motor carrier.
Establish whose goods are involved and what insurance is requested. Then collect commodity descriptions, territory, conveyances, shipment values, terminal accumulations, and the relevant operating practices.
When it's used
- A market requests this section for transportation or cargo insurance.
- A business needs transit exposures organized for submission.
- Changes in commodities, territory, or shipment values need review.
Section-by-section walkthrough
Coverage type and basis
Whether the request is transportation coverage or motor truck cargo legal liability, and whether the basis is open reporting or annual.
Review check: Confirm the applicant's role and requested insurance.
Property and territory
What property is covered, the commodities involved, and the territory of operations.
Review check: Describe commodities and territory.
Receipts and shipment values
Gross receipts and the value of shipments by conveyance type.
Review check: Use the requested period and value measure.
Vehicle schedule
The units used in the operation: manufacturer, model, VIN, and purchase details for each.
Review check: Reconcile vehicle identifiers across the packet.
Terminal information
Each terminal where freight is loaded, unloaded, stored, or transferred, with the average and maximum values there and the limit needed per terminal.
Review check: Identify terminals and accumulations.
Coverage options
Limits, deductibles, and the form basis: special form or named perils.
Review check: Record requested limits, deductibles, and coverage basis.
Underwriting questions and remarks
Questions on maintenance programs, driver verification, theft protection and alarms, plus space to explain anything that needs context.
Review check: Describe actual maintenance, driver, and theft-control practices.
In Relay
Relay can prepare supported ACORD drafts from the documents you provide. This reference guide explains ACORD 143; it is not a promise that this form or edition is available in your workspace. Check the supported form, then review the fields and missing answers before use. See how →
Common errors
- Confusing the shipper's property interest with a motor carrier's liability.
- Omitting terminal or temporary storage values.
- Describing mixed freight too generally.
Common questions
Does ACORD 143 replace a business auto application?
It addresses transportation and cargo information. A separate auto submission may still be required for vehicle-related coverages. Confirm the complete packet with the market.
Which values should we prepare?
Use the field's requested measure, including shipment and terminal values where applicable. Distinguish averages, maximums, and limits so the underwriter can understand accumulations.
Related forms
Form references
- ACORD Forms Portal: current forms and authorized access
- ACORD-authored Forms Index, May 2024 (historical form names)
Confirm the form edition and requirements with the market receiving the submission.
Part of the Relay ACORD form library. Updated 2026-07-11. See how we source content.
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