ACORD 27: Evidence of Property Insurance
ACORD 27 is Evidence of Property Insurance. It organizes policy and property information together with an additional interest's details, such as a lender's identity and loan reference.
What it is
ACORD 27 is Evidence of Property Insurance. It organizes policy and property information together with an additional interest's details, such as a lender's identity and loan reference.
Prepare it from the current policy and the actual evidence request. Confirm whether the requester wants this form or ACORD 28 for commercial property detail. The form reports the insurance and interest; it does not change the underlying policy.
When it's used
- A lender or other interested party requests evidence of property insurance.
- A property closing or servicing request specifies ACORD 27.
- A renewed policy needs updated evidence with the correct loan and interest details.
Section-by-section walkthrough
Producer
Your agency's name, address, and contact information.
Review check: Check the service contact.
Company
The insurer providing the property coverage.
Review check: Identify the actual insurer.
Insured
The named insured and mailing address as they read on the policy.
Review check: Reconcile names across the policy and request.
Property location and description
The insured property the evidence covers: address and a description of the dwelling or building.
Review check: Verify the insured property address.
Coverage information
The coverage in force: the perils basis, limits, and deductibles for the property.
Review check: Use policy limits, valuation, and deductibles, then identify any requested difference.
Remarks
Anything the standard boxes miss: endorsements, conditions, or context for the interest holder.
Review check: Keep remarks supported by the policy.
Additional interest
The party the evidence is for and their designation: mortgagee, additional insured, or loss payee, along with their loan number.
Review check: Verify the designation, address, and loan number.
Authorized representative
Signature and date from a person authorized to issue the evidence.
Review check: Route to the authorized issuer.
In Relay
Relay can prepare supported ACORD drafts from the documents you provide. This reference guide explains ACORD 27; it is not a promise that this form or edition is available in your workspace. Check the supported form, then review the fields and missing answers before use. See how →
Common errors
- Using an old lender servicing address.
- Attaching evidence for the wrong property.
- Reporting a requested interest without confirming the policy provisions.
Common questions
When should we use ACORD 27 instead of ACORD 28?
ACORD 28 provides commercial property detail. Read the requester's checklist and use the accepted form for the policy and transaction. Do not decide from the lender's size alone.
Where do the loan and interest details come from?
Use the request or verified lender instructions for identity and reference details, then check the policy for the interest actually provided. Resolve differences before issuing.
Related forms
Form references
- ACORD Forms Portal: current forms and authorized access
- ACORD-authored Forms Index, May 2024 (historical form names)
- New York DFS: certificates do not alter policy terms
Confirm the form edition and requirements with the market receiving the submission.
Part of the Relay ACORD form library. Updated 2026-07-11. See how we source content.
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