ACORD 50: Insurance Identification Card
ACORD 50 is an Automobile Insurance Identification Card format. It presents identifying policy, insurer, vehicle, and insured information for proof-of-insurance use.
What it is
ACORD 50 is an Automobile Insurance Identification Card format. It presents identifying policy, insurer, vehicle, and insured information for proof-of-insurance use.
Accepted card formats and issuance processes vary by jurisdiction. Use the current carrier and state requirements. For example, New York DMV publishes its own insurance ID card guidance; a generic card should not be assumed acceptable everywhere.
When it's used
- The applicable jurisdiction and carrier accept this card format.
- Your agency is authorized to produce the required proof-of-insurance card.
- A vehicle or policy change requires a corrected card through the approved process.
Section-by-section walkthrough
Personal or commercial indicator
A checkbox marking whether the card represents a personal lines or commercial lines policy.
Review check: Match the policy type.
State and required remarks
The state the card is issued for, plus remarks lines for any provisions that state requires printed on the card.
Review check: Use the required jurisdiction-specific format and wording.
Company information
The insurer's full legal company name and its NAIC company number. This is the specific company within the group that issued the policy, not the group or trade name.
Review check: Verify the insurer name and identifying number.
Policy information
The policy number exactly as the insurer issued it, including prefix and suffix symbols, plus the effective and expiration dates.
Review check: Copy the complete policy number and correct dates.
Vehicle information
The vehicle's model year, make, model, and VIN.
Review check: Check the full VIN against the source.
Insured information
The named insured exactly as it appears on the policy declarations page, with the mailing address.
Review check: Resolve name differences with the policy and registration records.
Agency or company issuing the card
The name and address of the producer, agency, or company that produced the card.
Review check: Use the authorized issuer's details.
In Relay
Relay can prepare supported ACORD drafts from the documents you provide. This reference guide explains ACORD 50; it is not a promise that this form or edition is available in your workspace. Check the supported form, then review the fields and missing answers before use. See how →
Common errors
- Assuming a generic card works in every state.
- Using a group brand instead of the issuing insurer.
- Copying an incorrect VIN or policy term.
Common questions
Is ACORD 50 accepted everywhere?
Do not assume so. Check current state and carrier instructions and use the required format. This guide does not maintain a list of state approvals.
Can Relay issue auto ID cards?
This page is a preparation reference. Confirm the exact form and approved issuance process before planning automation. A generated document is not evidence that a state-specific card requirement has been met.
Related forms
Form references
- ACORD Forms Portal: current forms and authorized access
- ACORD-authored Forms Index, May 2024 (historical form names)
- New York DMV: state insurance ID card guidance
Confirm the form edition and requirements with the market receiving the submission.
Part of the Relay ACORD form library. Updated 2026-07-11. See how we source content.
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