Comparison
Tarmika vs QuoteRush: they rate different books (2026)
These two get put side by side, but they barely overlap. Tarmika is a small commercial rater. It quotes BOP, workers comp, general liability, commercial auto, cyber, and more from a single entry screen, and Applied Systems acquired it in 2022. QuoteRush is a personal lines rater. It quotes home, auto, and flood, worked directly on the carrier websites.
So the real question is not which is better. It is which book you are rating. If you rate small commercial, look at Tarmika. If you rate personal lines, look at QuoteRush. If you do both, you may run both.
Side by side
How the two paths compare
| Tarmika | QuoteRush | |
|---|---|---|
| Lines rated | Small commercial: BOP, workers comp, GL, commercial auto, cyber, professional, plus E&S markets | Personal lines: home, auto, flood |
| How it rates | Single entry to a panel of commercial carriers | Single entry screen, rates worked directly on carrier websites |
| Owned by | Applied Systems (acquired August 2022) | Independent; lists Applied Epic as a third-party integration |
| AMS integrations | Applied Epic and EZLynx; panel into the Ivans Distribution Platform | Lists EZLynx, HawkSoft, Epic, NowCerts, BriteCore, AgencyBloc |
| Online or embedded option | Tarmika Insured and Tunnel for online commercial quoting | Customizable web forms |
| Carrier count | Not published as a fixed number (varies by state and line) | Not published as a fixed number |
| Pricing | Not published | Published monthly tiers, $140 to $204 |
Where each fits
When Tarmika vs QuoteRush fits
You rate small commercial. Tarmika is built for BOP, workers comp, general liability, commercial auto, and cyber from one entry screen.
You are on Applied Epic or EZLynx. Tarmika is owned by Applied Systems and integrates with both.
You want to submit a small commercial account to a panel of carriers without re-keying the same application into each portal.
You want an online or embedded commercial quoting option. Applied offers Tarmika Insured for that.
Where Relay fits
You rate personal lines. Home, auto, and flood are QuoteRush territory, not Tarmika's.
You want the rate pulled directly on the carrier site, calculated the way that carrier wants it.
You want published, predictable pricing. QuoteRush lists monthly tiers from $140 to $204, and Tarmika does not publish pricing.
You are a personal lines shop that wants one entry screen across your home and auto carriers.
Other paths
Alternatives worth weighing
EZLynx Rating Engine
Personal lines comparative rater for home and auto; EZLynx lists 330+ carriers across 48 states.
Best for: Personal lines shops that want rating plus an AMS from one vendor.
Semsee
Small commercial comparative quoting for lines like BOP; Semsee lists 50+ carriers and bind inside the platform.
Best for: Commercial shops that want an alternative small commercial rater to Tarmika.
Run both
Mixed agencies rate personal lines in one tool and small commercial in another.
Best for: Shops with both a personal and a commercial book; the two raters do not compete for the same quote.
The honest take
What we would tell a friend who runs an agency
Relay is neither of these tools. It is not a comparative rater and not an AMS. So the honest answer to Tarmika or QuoteRush is: pick by your book, then decide separately whether you want Relay running the work around the rate.
Ask Relay reads and sorts the inbox. Document Parsing turns loss runs, dec pages, and ACORDs into structured data. ACORD Generation drafts the forms your commercial submissions need. AI Quoting, a Research Preview, runs carrier portal workflows for a licensed person to review. Relay sits alongside whichever rater you choose. It does not replace either one.
FAQ
Common questions
Are Tarmika and QuoteRush competitors?+
Not really. Tarmika rates small commercial (BOP, workers comp, general liability, and more). QuoteRush rates personal lines (home, auto, flood). An agency picks between them mostly by which book it quotes, and a mixed agency may run both.
Who owns Tarmika?+
Applied Systems. It acquired Tarmika on August 16, 2022, and has been integrating it with Applied Epic, EZLynx, and the Ivans Distribution Platform. QuoteRush is a separate, independent rater that lists Applied Epic among its integrations.
Does Relay replace Tarmika or QuoteRush?+
No. Relay is not a comparative rater and not an AMS. It runs the work around the rate: inbox triage, document parsing, and ACORD drafting are live, and AI Quoting is a Research Preview for carrier portal work, always with human review. Keep your rater and point Relay at the re-keying.
Sources
Part of the Relay comparison library. Updated 2026-07-11.
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