Loss Runs
How to request loss runs from EMC Insurance.
EMC Insurance is a mutual insurance company that has partnered with local independent agents for more than a century and writes business insurance in more than 40 states, with commercial property, liability, workers compensation, and business owners policies among its core lines. Loss run requests usually come up when a commercial account is being remarketed or a new market wants claim history before quoting.
How to request
Agent portal
Appointed agents service EMC business through the Agent Access portal. EMC describes it as the place to manage quotes, renewals, billing, claims, and bonds through dashboards, so start there for reports on accounts you service.
Carrier rep
General guidanceIf a report is not available self-serve for your line, request it through your local EMC branch office or the EMC contact you normally work with.
What to include in your request
- Named insured exactly as it appears on the policy
- Policy number(s) and the policy periods you need
- Years of history requested (three to five is standard)
- Your agency name and producer code if you are the agent of record
- A signed letter of authorization from the insured if you are not the agent of record
Sources and verification
- EMC Insurance agents page (Agent Access)
- EMC Insurance about page (states and agent channel)
- EMC Insurance site
Agent Access portal name and its quotes, renewals, billing, claims, and bonds features verified on EMC's public agents page. EMC does not publish a loss-run request email, phone line, or turnaround time, so none is listed here. Verified 2026-07-11.
In Relay
LiveWhen the loss runs arrive, Relay reads them into structured claim data. See Document Parsing →
Common questions
Can I pull loss runs directly from EMC's Agent Access portal?
Agent Access is EMC's servicing portal for quotes, renewals, billing, claims, and bonds. EMC does not publish a public list of the reports inside it, so check the reporting area for your account first, then ask your EMC branch office if you cannot self-serve.
Can I get loss runs from EMC if I am not the agent of record?
Not directly. Either the insured requests their own claim history from EMC, or you submit a signed letter of authorization from the insured along with your request.
Part of the Relay loss run directory. Updated 2026-07-11. See how we source content.
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